An overview on why you should consult with an auto accident lawyer if you have been injured in a car accident and what your rights are including what your financial losses can be.
If you have been involved in an accident and it wasn’t your fault you may need an auto accident lawyer to represent you and get you the justice you need and deserve. People throw out the term car accident pretty loosely and by the very definition it implies that an event simply occurred that no one had any control or foreseeable opportunities to circumvent. But if you look at a car accident closely you will note that the event occurred because of one of two reasons. Either, one of the drivers made an error or was operating a vehicle that had a mechanical problem such as bad brakes, and should not have been on the road in the first place. A car accident should more correctly be referred to as a car wreck.
You may be the one who is injured and suffering a financial loss as well as a physical loss due to someone else’s bad judgment or error whether you are a passenger or the driver of the other car that was hit and you should not have to eat your losses. An auto accident lawyer can help you by going over your case and letting you know if you have cause to bring a suit against the responsible party and if so what type of judgment you should be seeking.
Many but not all insurance companies will send an agent to the emergency room after their client is involved in an accident to get the victims to sign waivers that will limit the amount of money the insurance agency has to pay out on their client’s behalf. They are looking out for their company, not you, when they are offering you a settlement, usually when you are the most vulnerable and don’t know how extensive your losses will be.
An auto accident lawyer who specializes in car accidents can help you fully understand what types of financial losses you will and are incurring and they can go beyond just the deductible on your car repair bill. Your financial losses can include lost wages while you recover the cost for a replacement rental car to get to work or school, and your medical bills. Your medical bills may be ongoing if you need future surgeries or physical therapy that may not be assessed at the time of your initial medical consultation. If you are a stay at home parent you may not be able to do your unpaid job duties such as child care and home keeping, in which case your auto accident lawyer may be able to help you come up with what your unpaid lost wages would be to hire someone to do your “job”.
Whether you feel you have a case or not, if you have been injured in a car wreck you owe it to yourself to explore all of your rights and find the best option to recoup your losses.